Need an appraisal in Hackensack or Cass County?

See the top 7 reasons MN homeowners order from Lakes Appraisals, LLC:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To lower their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a MN divorce, where real estate needs to be divided
Settle an estate in MN by determining the true market value of real estate in question

Own a home in or near Hackensack, MN and need help determining the value of it?
Contact Lakes Appraisals, LLC.

We at Lakes Appraisals, LLC understand the unique needs of a customer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Lakes Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Need to cancel PMI?

An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We are veterans in helping folks just like you rid yourselves of unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in a region that's declining -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Lakes Appraisals, LLC is your number one weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Lakes Appraisals, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Lakes Appraisals, LLC offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.